Two spreadsheet tools: compare health plans before you offer them, and model an employee's true out-of-pocket cost.
Choosing and offering employee health benefits means weighing premiums, cost-sharing, and real-world claims, decisions most ministry employers make with incomplete numbers.
These two tools put the math in front of you: compare plans on a like-for-like basis, and model what an employee will actually pay out of pocket. Each is sold in a locked version and a fully unlocked version you can customize.
Put it into practice
Get the tools
Buy any piece on its own. Each is a one-time purchase with a single-organization license.
Plan Cost Analysis Tool (Locked)
Compare multiple health plans to decide which to offer and at what cost share, based on your budget. Locked spreadsheet.
Pastors, boards, church planters, and administrators of churches and ministry organizations working through the topics on this page.
What format does it come in?
The free summary is available to read and download as a PDF. Paid reference guides are delivered as PDFs; templates as editable Word documents; tools as spreadsheets.
Does this count as professional advice?
No. These are educational frameworks drawn from professional experience in ministry administration and governance. They do not constitute legal, financial, or tax advice, and we recommend review by a qualified professional before acting.
These resources are provided for informational and educational purposes and do not constitute legal, financial, or professional advice. Stewardship Advisors, LLC recommends that organizations consult qualified legal and financial professionals when making governance or financial decisions. By downloading or purchasing, you agree to our Terms & Conditions.